Benefits

The CAAT Pension Plan is a multi-employer plan that represents the employers that make up the Ontario Colleges of Applied Arts and Technology. Keep up to date on member information and read the newsletter!

Keep up to date on member information. Read the online News and Newsletter.

3 steps to an estimate of your future pension.

Actuarial cost estimator.

You contribute a percentage of your earnings into the Plan each pay period, and your employer matches your contributions dollar for dollar. The contribution rates are set by the Plan’s Governors.

As a part-time (or full-time contract) employee of the Ontario College system, you have the option to join the CAAT Pension Plan at any point during your employment. Choosing whether or not to join the Plan is an important decision, and one that should not be taken lightly. Once you have joined the Plan, you remain a member. While you are employed by a participating employer you cannot opt out and stop contributing.

The CAAT Pension Plan is a multi-employer plan that represents the employers that make up the Ontario Colleges of Applied Arts and Technology.

Part-time College employees are eligible to join the CAAT defined benefit pension plan. This form must accompany every new contract.

Get an estimate of your contributions and future pension.

In 2016, the rates are 11.2% on pensionable earnings below the YMPE and 14.8% on earnings above the YMPE ($52,500 in 2014). Only you can decide if joining the CAAT Pension Plan is right for you. You have the option to join at any time during your part-time employment, and begin building a pension from that point forward. Once you join, you can’t opt out.

An Employee and Family Assistance Program (EFAP) supports and assists employees and their immediate family members in assessing and resolving work, health and life issues.